The Decline in US Home Affordability: 2013-2023
Home affordability in the United States has sharply declined over the past decade, with only a small recovery in 2023. Since 2013, a combination of rising mort…
First-Time Home Buyers: Why the Median Age is 38 Years in 2024
The median age of first-time home buyers in the U.S. is now 38, reflecting economic and social changes. Multiple factors, including housing supply and costs, a…
The True Price of the American Dream: $5 Million by 2025
Understanding the modern American Dream means reckoning with a steep price: $5 million by 2025, largely due to soaring housing and retirement costs. Achieving…